Built for Banks, Trusted by Customers
Bearfoot Bank is an AI-powered collections platform that transforms delinquent account management. We help banks, credit unions, and financial institutions recover more debt while maintaining customer relationships and regulatory compliance.

🎯 Intelligent Collections
AI agents that understand context and communicate with empathy
⚖️ Full Compliance
FDCPA, TCPA, and PCI-DSS compliant by design
📈 Proven Results
35-50% increase in recovery rates across all segments
The Collections Challenge
Traditional debt collection is costly, time-consuming, and often damages customer relationships. Manual processes, inconsistent follow-ups, and aggressive tactics lead to poor recovery rates, regulatory violations, and customer churn.
💸 Low Recovery Rates
Traditional methods recover only 15-25% of delinquent accounts
⏰ Time-Intensive Process
Manual calls and follow-ups consume valuable staff resources
⚠️ Compliance Risks
Human error leads to regulatory violations and costly penalties
Our AI-First Approach
Bearfoot Bank revolutionizes collections with intelligent automation that combines efficiency with empathy

⚖️ Compliance
Stay fully FDCPA, TCPA, and PCI-DSS compliant
⚡ Efficiency
Automate routine tasks and optimize contact strategies
💖 Empathy
Communicate with understanding, not aggression
📈 Results
Maximize recovery rates while minimizing costs
🎯 What You Get with Bearfoot Bank
Complete collections automation with enterprise-grade features
AI Collections Agents
Intelligent agents that handle collections with empathy and persistence, adapting to each customer's situation.
Smart Prioritization
Intelligent account prioritization and contact optimization based on likelihood to pay and account value.
Automated Workflows
Complete automation for the entire collections lifecycle, from first contact to resolution.
Payment Solutions
Flexible payment options and settlement solutions to maximize recovery rates.
Regulatory Compliance
Built-in compliance with FDCPA, TCPA, and PCI-DSS regulations with automated audit trails.
Real-time Analytics
Comprehensive reporting and performance analytics to track results and optimize strategies.
🚀 Results You Can Expect
Proven outcomes from financial institutions using Bearfoot Bank
Across all account segments
Through intelligent automation
Improved communication experience
Automated documentation
🤝 Ready to Transform Your Collections Process?
See how AI-powered collections can increase recovery rates while reducing costs and compliance risks.
💬 Frequently Asked Questions
Everything you need to know about Bearfoot Bank
Bearfoot Bank is built with financial compliance at its core. Our platform is fully FDCPA, TCPA, and PCI-DSS compliant. All customer data is encrypted in transit and at rest, and our AI agents are trained to follow strict regulatory guidelines for debt collection communications.
Bearfoot Bank integrates with virtually any core banking system, loan management platform, or collections software. We work with major systems like FIS, Fiserv, Jack Henry, and custom platforms. Our flexible API handles the complexity of integration seamlessly.
Most financial institutions see measurable improvements within the first 30 days. Our typical implementation timeline is 2-4 weeks, including system integration and staff training. You'll start seeing increased recovery rates, reduced operational costs, and improved customer relationships immediately.
Bearfoot Bank AI handles the majority of collection scenarios, but when complex situations arise, our system seamlessly escalates to your human collectors with complete context. This hybrid approach maximizes efficiency while ensuring personalized attention for challenging cases.
📞 Contact Us
Ready to revolutionize your collections process? Our team specializes in helping banks and financial institutions implement AI-powered debt recovery solutions.
Implementation Planning
Custom implementation roadmap tailored to your institution
Technical Integration
Seamless integration with your existing systems
Performance Optimization
Ongoing optimization to maximize your ROI
Compliance Support
Regulatory guidance and audit assistance
We typically respond within 24 hours during business days.